Owning your own home, instead of renting, is one of the smartest financial decisions you can make, as long as you go into it with both eyes open and be sure you are not overpaying for what you are getting.Shop around for the right home, the right mortgage, and of course, the right home inspector to help you through this process.
This is perhaps one of the biggest financial decisions you’ll be making, but the good news is, you’ve taken the first steps to making the American dream of home ownership a reality for you and your family .Here are some tips to help the home purchasing process go smoothly and to ensure that your interests are being taken care of as you finalize your contracts and financing for your new home.
With the assistance of your Realtor, make a list of the things you need to do in order to close on your new home. Be sure you are working with your own professional buyer’s agent, who understands the industry and the laws in your area, and who is on your side to help you through this process.
It doesn’t cost you extra to have your own buyer's agent working on your behalf and looking out for your best interests, since they are paid out of the seller’s commission. Nonetheless, they work for you and have a “fiduciary duty” to you, and not to any other party to this transaction. Your buyer’s agent can help you find the right home, the right lender, and the right home inspector for your needs.
Hiring a qualified home inspector to inspect your home before closing can save you hundreds if not thousands off your purchase price if defects in your new home could lead to unexpected repair bills down the road.
Review your home buyer's "to do" list and your notes on the home inspectors that you interviewed to inspect your new home. Now, select the best, most qualified inspector, give them a call, and check that off your list. One less thing to worry about as you move forward with your home purchase.
Good Morning America on Selecting Your Own Inspector: Click to view or download (WMV)
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